Personal + business · one place

Personal and business money, finally in one honest place.

Accountant-level accuracy in an app anyone can use — track every book, every currency, and finally see your true net worth.

verified_user No bank login required lock Your data stays private payments Free to start
Net worth
₱2,480,500
All · Combined Personal Acme Studio Daily Goods
account_balance Main Checking
₱142,500
corporate_fare Business Account
₱850,000
credit_card Credit Card
−₱45,200
Always adds up

Accurate to the last cent.

Multi-currency · live FX

Any currency, at today's rates.

Personal + business

Every book, one net worth.

Private AI advisor

Read-only. Never trained on your data.

Built for the complex financial life.

Clean on top, unshakeable underneath. Professional tools for people who care about where every cent goes.

layers

Personal, household & business

Separate books for your life, the family and each business — one login, one clear picture.

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Accurate, without the busywork

Your numbers always add up, automatically. Fix a mistake and the history stays honest — nothing is ever quietly changed or lost.

check_circle Always adds up
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Money places, not jargon

Cash, banks, e-wallets, cards and loans — a balance is just a place your money lives.

Cash Bank E-wallet Card
currency_exchange

Multi-currency, natively

Hold any currency at live exchange rates, and swap between them inside a book.

$ ฿ A$
monitoring

Reports that explain your money

Money in vs out, what you own and owe, where it went, and net-worth trends — all your books combined into one view.

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Budgets that hold the line

Plan spending by category, including repeating monthly budgets — measured against real entries.

Groceries 62%
savings

Goals & savings envelopes

Set savings or payoff targets and tuck money into envelopes — the cash stays in your accounts, so the numbers always match.

event_repeat

Recurring, on autopilot

Rent, salary and subscriptions post themselves on schedule — your books stay current with zero effort.

group_add

Share with your household, safely

Invite family with view or edit roles. Private books stay private — even inside shared totals.

JD
MK
+
smart_toy

A private AI advisor

Helpful insights on your own numbers, with personal details stripped out before anything leaves — and never used to train AI. It only reads; it can't touch your money.

Ask about your money Private
receipt_long

Run the business side too

Issue invoices and track what customers owe, right beside your personal money.

Draft Issued Paid
upload_file

Bring your history with you

Bring in your history from a spreadsheet with a simple step-by-step import, or start fresh with what each account holds today.

On the roadmap

Being built next — everything above works today.

receipt_long

Bills & payment reminders

Coming soon

Track upcoming bills and get a nudge before every due date.

call_split

Split bills & settle up

Coming soon

Share an expense, see who owes whom, and settle up with a simple IOU.

credit_card

Credit-card & loan monitoring

Coming soon

Keep an eye on balances, limits and payoff progress across your cards and loans.

sync

Bank sync & auto-capture

Coming soon

Auto-import transactions, snap receipts with OCR, and capture spending from SMS.

flight

Travel mode & spending events

Coming soon

Carve trips, projects and one-offs into their own view — without skewing your everyday baseline.

notifications_active

Reminders & streaks

Coming soon

Gentle daily-money nudges and streaks to keep the habit going.

smartphone

Mobile apps

Coming soon

Native iOS and Android with quick capture on the go.

Simplicity without shortcutting.

1

Add your books & places

Create books for personal life, the household, and each business. Then add the accounts, cards and wallets your money lives in — any currency.

2

Track in plain language

Log spending the way you'd say it, import a spreadsheet, or let recurring entries post themselves. No jargon — we keep the bookkeeping correct behind the scenes.

3

Understand with reports + AI

See your whole financial world in one combined view, then let the private AI advisor spot leaks and answer questions about your real numbers — it only reads, never changes anything.

security Your money, your data.
Private by design You own your data Export anytime, free

Simple, honest pricing.

Planned pricing — start free today while we build the paid tiers.

Free

For basic personal tracking.

  • check 1 Personal Book
  • check Manual entry only
  • check Standard reports
Most Popular

Plus

For power users & freelancers.

  • check Personal + 1 more book
  • check Advanced multi-currency
  • check Recurring & budgets
  • check Goal tracking

Business

Full control of your books.

  • check Up to 5 books
  • check Private AI Advisor
  • check Team/Family roles
  • check Invoicing & customers

See your wealth clearly.

Start with one book, free. Watch your true net worth come into focus across everything you own and owe.